Want to know more about equity release?
Watch our two-minute that will explain how equity release could work for you.
Would you like to know more, call us on 0800 999 3339 or book a call back.
Richard has been voted ‘mortgage adviser of the year’ and won numerous industry awards.
Tom is an accredited later life Lending professional with The London Institute of Banking & Finance.
See how much you could release with our simple lifetime mortgage calculator.
"If you are looking for a professional mortgage service with a personal touch then look no further! Richard Wylder provided a streamlined mortgage process, cutting-edge technology, and exceptional customer service. Cannot recommend him enough!"
Jodi Jess
If you're over 55 and own your home, equity release could help you access tax-free cash without having to move. Also known as a lifetime mortgage, this allows you to borrow against your home’s value or sell a portion of it in exchange for a lump sum or regular income. Some plans even give you the option to withdraw more funds later if needed. If you still have a mortgage, the equity release funds will need to pay it off first.
Yes, it’s fully regulated by the Financial Conduct Authority (FCA), giving you peace of mind. As a member of the Equity Release Council, we follow strict rules to protect homeowners. Plus, with a no-negative-equity guarantee, you or your estate will never owe more than the value of your home when it’s sold at market price.
The funds are yours to use however you choose. Renovate your home, buy a new car, clear debts, or simply relax knowing your retirement is more secure. The possibilities are endless.
Here are a few of the most common reasons people choose equity release.
Repaying
University or weddings
Helping you make informed decisions
At Equity Release and Mortgage Partnership Shropshire, we believe later-life financial decisions should be clear, stress-free, and tailored to your needs. That’s why we provide expert advice to help you make the right choice.
With many years of experience, we understand that every homeowner’s situation is unique. Our approach is personal and straightforward, ensuring you get the best solution to suit your needs. Whether you’re looking to unlock cash from your home or find the right mortgage deal, we’re here to guide you every step of the way.
We pride ourselves on being completely fee-free, you don’t pay us a penny for our advice. Instead, we receive a payment from the lender when your mortgage is completed.
We compare a wide range of lenders to find the best deal for you.
Our service is completely free for you.
Have a chat with Richard or Tom at a time that suits you, even on weekends!
Here’s what to expect when you work with us for equity release, if you live in Shropshire.
You get in touch for a no-obligation chat, either over the phone or face to face. Your adviser will explain how equity release works, answer initial questions, and check whether it could be suitable.
If equity release looks appropriate, your adviser will carry out a full assessment of your circumstances and recommend a plan tailored to your needs.
Your chosen lender will arrange an independent valuation of your home. This confirms the property value and the final amount you can release.
You’ll receive independent legal advice from a solicitor of your choice. They’ll explain everything in plain English and handle the legal side before completion.
Once everything is approved, your equity is released to you as a lump sum, smaller amounts, or a mix of both. You remain the owner of your home for life, with no mandatory monthly repayments.
You’re supported at every stage, and you’re free to stop the process at any time.
YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR ANY DEBT SECURED ON IT.
Equity Release and Mortgage Partnership Ltd is directly authorised and regulated by the Financial Conduct Authority (FCA) and is entered on the financial services register http://register.fca.org.uk under reference 986900. Privacy Notice. Update cookies preferences
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